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Concept · 2024

Financial Literacy AI

A mobile-first design systems study for structured learning, scalable components, and educational UX.

Financial Literacy AI

Role

Product Designer

Domain

Mobile AI / educational UX / design systems

Constraint

Concept study: a scalable design system for personalised learning.

Focus

Scalable components · Adaptive learning · Token systems

01 The Setup

Context & Problem

Financial literacy products often overwhelm users with information density or oversimplify to the point of uselessness. The challenge: design an educational flow that adapts to what the user knows and how they learn.

I designed the full component library and token system, the adaptive learning flow architecture, and the AI-assisted personalisation layer, a concept study carried from IA through to engineering handoff.

02 Design Decisions

What We Tried & Why We Pivoted

Token-first component system

Built a semantic token layer that allowed themes to shift across learning contexts (calm/focus mode, assessment mode, celebration mode) without redesigning components.

Progressive complexity

Each module introduced one concept at a time, with the AI layer adjusting the depth and pace based on demonstrated comprehension from prior responses.

Adaptive personalisation layer

Designed the AI-assisted personalisation UX so the learning flow responded to what the user already knew, surfacing harder material only once the foundations were demonstrated.

03 Outcomes

Results

120+

component tokens documented

Full

design system ready for engineering handoff

04 Reflection

What I'd Do Differently

Design systems are product design infrastructure. Getting them right multiplies every designer and engineer who builds on top of them.